*The annual percentage rate (APR) is compounded semi-annually, not in advance. APR assumes no fees or charges apply. If additional fees and/or charges apply, the total Cost of Credit and APR would increase.
The Shared Success Interest Rate Rebate is based on the percentage loan interest rebate that members earned as part of the 2014 Shared Success Program. Shared Success interest rebate changes every year based on, among other things, Vancity's financial results.